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Don’t Underestimate your Will Power

Avoid the heartache and headache! This year, National Wills Week is from 17th to 21st September, and is a time when participating attorneys in South Africa will draft basic wills for free. If you haven’t already written a will, this presents the perfect opportunity to do so before it’s too late. Writing a will could make an enormous difference to your family in the future, and it is an easily achievable goal that will give you […]

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6 Estate Planning Tips

In the wake of the 2018 budget, there are recent changes that could affect your estate, especially with regards to paying VAT, Master’s fees and estate duty. Here’s a quick snapshot! The good news is that executor’s fees remain at 3.5% of your total assets, plus VAT. However, as you’re likely all too aware by now, VAT has increased from 14% to 15%, which means that if your executor has registered for VAT, you will feel […]

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Integral Wealth Management – FPI Approved Professional Practice

Integral Wealth Management has officially been recognised as an FPI Approved Professional Practice™. We are proud to say that our firm is one of only 14 financial planning practices in South Africa to receive this prestigious accreditation from the Financial Planning Institute of Southern Africa. This accreditation is the result of a stringent audit of Integral Wealth by the FPI to ensure that our business adheres to the highest standards of knowledge, expertise and ethical conduct. […]

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The 7 Pillars of a Practical Will 

The 7 Pillars of a Practical Will Whether you are young or old, healthy or ill, single or attached, you should have a will.   1) Why You Need a Will Many people underestimate the importance of a Will, but the reality is that whatever your financial status, you will leave something behind. A will gives you the control and assurance that the people you love the most will be taken care of when you are […]

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A woman’s will

Happy Women’s Day for tomorrow! In celebration of Women’s Month I wanted to share an article that focuses specifically on a financial planning aspect that is often overlooked for women. Recently, the Fiduciary Institute of Southern Africa (Fisa) discussed some important financial planning considerations for women that highlighted the need for an up-to-date will. It is estimated that at least half of the estates reported at the Master’s Office each year are of people who died […]

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Will you be misunderstood?

Wills need to be worded very carefully to avoid confusion and misunderstanding during an already emotionally difficult time (and especially so when leaving property behind). Intentions can be easily misconstrued when layman rhetoric is interpreted in a legal manner. Even fairly straightforward sounding clauses can be interpreted differently. When it comes to property, you can assign several different rights to heirs. There are some presumptions in our law that will favour one outcome over another and […]

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WILL POWER

MOST ARE WILLING TO PAY MORE FOR A MEAL THAN A WILL From our experience, it would appear that many are prepared to pay a couple of hundred bucks to eat out, yet squirm at the thought of paying an expert to draft their last Will and Testament, a vital document that speaks for them when they are gone.Perhaps the reluctance is more from the uncomfortable fact that we don’t ever really want to die, but […]

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